What is social security survivor benefit age requirement?

 Understanding The Social Security Spousal Survivor Benefit | Seeking Alpha

The age requirement for Social Security survivor benefits depends on the specific circumstances and relationship to the deceased worker. Here are the general age requirements for different categories of survivors:

  1. Widow(er) or Surviving Divorced Spouse: To qualify for full survivor benefits as a widow(er) or surviving divorced spouse, you must generally be at least the full retirement age (FRA). The FRA ranges from 65 to 67, depending on your year of birth. However, you may be eligible for reduced benefits as early as age 60.

  2. Disabled Widow(er): If you are a disabled widow(er) or surviving divorced spouse, you can be eligible for survivor benefits as early as age 50, provided that your disability started before or within seven years of the worker's death.

  3. Disabled Adult Child: Disabled adult children may be eligible for survivor benefits if they became disabled before the age of 22. There is no minimum age requirement for disabled adult children to receive survivor benefits.

  4. Surviving Child: Children of a deceased worker can generally receive survivor benefits until they turn 18 (or 19 if still attending high school full-time). Disabled children may be eligible for benefits beyond these ages if their disability started before the age of 22.

It's important to note that survivor benefits are subject to different rules and calculations than retirement benefits. The specific eligibility requirements and benefit amounts can vary based on individual circumstances, such as the deceased worker's earnings record and the relationship to the deceased worker.

If you are unsure about your eligibility for Social Security survivor benefits or have specific questions related to your situation, it's recommended to contact the Social Security Administration directly or visit their official website. They can provide personalized guidance and help you understand the age requirements and application process for survivor benefits.

 

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